Welcome to our website, the #1 Internet destination for accurate and useful information about, and assistance with purchasing a home or refinancing the property they already own.

Whatever kind of property you are looking for we can help you find and obtain the right Birmingham home loan to make your real estate dreams come true. We have a great team of highly experienced local professionals who can help you find the right Birmingham mortgage to suit your needs and your budget.

We serve every county in Alabama and specialize in helping our clients secure the following types of Birmingham mortgages: Birmingham Mortgages

  • FHA/VA Loans
  • Conventional Loans
  • USDA Loans
  • Reverse Mortgage Loans
  • Jumbo Loans
  • Second Mortgage/HELOC Loans

As experienced Birmingham Alabama mortgage brokers we strive to offer the lowest possible Birmingham mortgage rates and our dedication to great customer service is second to none.

Birmingham Alabama was once the industrial heart of The South but it has reinvented itself in the 21st century as a banking, medical research and service business based business center that offer a multitude of professional opportunities for new residents. Birmingham is also a great place to live with a lively and vibrant downtown, an excellent schools system and more green space per capita than any other city in the US!

Those interested in obtaining a Birmingham mortgage to purchase a new home will be pleased to learn that real estate in Birmingham is very affordable, as is the cost of living here. The current estimated cost of living in Birmingham, Alabama is just 81.6, rather low when compared to the national average of 100.

In Birmingham Alabama the average cost of a single family home is around $120,000 while modern town houses cost around $155,000 on average and smart downtown condos range on average from $153,000 to $220,000 and there really is a home style to suit every taste.

Please feel free to explore our website and make use of all the information and tools made available here. Should you have any questions, or want more information about obtaining a Birmingham Alabama mortgage please do not hesitate to contact us. We service Homewood, Mountain Brook, Vestavia, Hueytown, Odenville, Moody, Trussville, and all other counties in Alabama.

Kathy Salser - Cell 205-223-6081
kathy@homewoodmortgageinc.com - NMLS 210238
Kori Rooney - Cell 205-441-0055
kori@homewoodmortgageinc.com - NMLS 208232
Please contact one of us to assist you with your purchase or refinance.

Mortgage Calculator


Today's Rates

Mtg Loan Rate APR
30-yr Fixed 4.31% 4.34%
15-yr Fixed 3.76% 3.82%
1-yr Adj 3.84% 3.86%
* national averages